AI money coach
Ask plain-language questions about spending, bills, debt, and goals with your current plan in context.
Features
Your money, with
a little more perspective.
Thoughtful tools for the decisions that add up. One place to plan, ask questions, and see what comes next.
Budgets that explain themselves
Track needs, wants, savings, giving, and debt payoff with simple signals instead of spreadsheet anxiety.
Your own private workspace
Keep your money plan in a separate, password-protected workspace, with your information tied to your account.
Goal-safe purchase checks
Test a purchase against your cash, bills, and savings goals before money leaves your pocket.
Bill and debt guidance
Review due dates, reminders, payoff strategy, and high-interest debt focus with practical next steps.
No bank-login design
MyKapa works from numbers you choose to enter. No bank passwords or sensitive account data required.
A conversation, not a spreadsheet
Ask a better
money question.
“How can I plan my next paycheck?”
“Can this purchase fit my budget?”
“Where should I start with saving?”
Your AI coach helps you think through the options using your saved plan. You stay in charge of every decision.
Meet your AI coachA fresh start for your finances